About John Howell
Leave Love Behind,
Not Financial Hardship.
When someone passes away, the people who love them will already be carrying enough. They shouldn't have to carry financial stress, too.
From Ministry to Mission.
John Howell — Tampa Bay, Florida
Before entering the financial services industry, I spent years serving people through ministry and pastoral leadership. During that time, I walked alongside individuals and families through some of life's most meaningful moments — as well as some of its most difficult.
I saw firsthand how the loss of a loved one affects a family emotionally, spiritually, and financially. Again and again, I learned that caring for people isn't just about helping them through today's challenges. It's also about helping them prepare for tomorrow.
That conviction led me to establish Lifetime Peace Financial Services. Today, I continue that same mission by helping families create financial protection, preserve their dignity, and gain confidence that the people they love will be cared for — no matter what the future holds.
"If something happened tomorrow, would the people you care about be financially protected?"— The question that guides every recommendation John makes
Why Independent Matters
My responsibility is to you.
Unlike brokers who represent a single company, I work with multiple highly rated insurance carriers. That means I don't have quotas to meet or one product to sell.
Instead, I can compare options from a variety of companies and help you find a solution that fits your goals, budget, health situation, and long-term plans.
No Quotas
I have no obligation to any single carrier. My only obligation is finding the right fit for you.
Multiple Carriers
I shop across a carefully selected group of financially strong, highly rated insurance companies.
Honest Guidance
Clear explanations, no jargon, no pressure. You make an informed decision — not a pressured one.
Tailored Solutions
Life insurance, health, Medicare, annuities — every recommendation is built around your unique situation.
Credentials
Licensed, Independent & Accountable
The Companies I Trust
Carriers Selected for Strength & Stability
I work with a carefully selected group of insurance carriers known for financial strength, stability, and a long history of serving policyholders.
Carrier availability varies by state and product type. Contact John to confirm which carriers are available for your specific needs.
Insurance policies are ultimately about people.
Spouses who depend on one another. Parents who want to protect their children. Grandparents who want to leave a legacy. My commitment is to provide honest guidance, clear explanations, and solutions tailored to your unique situation.
Reach John Directly
No forms. No waiting room.
- No pressure conversations — Every call is a genuine conversation, not a sales pitch.
- Plain language explanations — No jargon. No confusing policy-speak.
- Tailored to your situation — No one-size-fits-all recommendations.
- Independent guidance — Your interests come first — always.