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Term vs. Whole Life — which one is right for your family?
John breaks it down in plain language. No jargon, no pressure — just the honest difference between the two most common life insurance types and who each one is best for.
Your family deserves to be protected. John Howell is an independent 2-15 licensed insurance broker serving Tampa Bay — no carrier quotas, no pressure, just honest guidance.
Medicare has deadlines, gaps, and fine print that can cost you. John walks you through every option — Supplement, Advantage, and Part D — at no cost to you.
Individual, family, or self-employed — John compares plans across top carriers so you get real coverage at a price that makes sense. No call center. No runaround.
A 15-minute call could protect your family for life.
No pressure. No jargon. Just an honest conversation about your coverage options with John Howell, 2-15 Licensed Insurance Broker serving Tampa Bay and beyond.
An independent broker works for YOU — not the insurance company.
John Howell has zero carrier quotas. That means he shops multiple top-rated companies to find the plan that's right for your family — not the one that pays him the most.
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